Your husband or wife will not feel any effects from your bankruptcy as long as they did not sign any agreement or contract to pay on the debt. If they have a supplemental credit card, they are more than likely responsible for that debt. That being said, if you live in the following states: Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or Wisconsin, you are a resident of a community property state. This means that a spouse can sign a contract for debt without the other spouse’s signature and if that debt should go into default, both people are held liable. There are some exceptions to this rule such as the purchase or sale of real estate. Your attorney will be able to give you information specific to your situation on this matter.