Fast and Efficient Post-Bankruptcy Certification

Work with one of the most established companies in the financial counseling sector. We have been helping people with financial education for over 50 years.

Before your bankruptcy is official, you must complete a course in Personal Financial Management that discusses budget development, money management, the wise use of credit and consumer information.

Counseling sessions take about 2 hours to complete. Following this counseling, you will receive a certificate which must be filed with the court.

Second Step >



Once you’ve completed the PRE-FILING CREDIT COUNSELING and filed your case, here is the DEBTOR EDUCATION COURSE you are REQUIRED to have to obtain your DISCHARGE OF DEBTS.

Fee Waiver Program

We do have a fee waiver program. Eligibility will be determined during the online registration process. If you are eligible for a fee waiver of the $25 fee for this counseling you may apply for final approval by completing the Fee Waiver Request Form. We will review the information and let you know if you are eligible for a fee waiver based on the information you provide and if your income is less than 150 percent of the poverty guidelines published by the United States Department of Health and Human Services. A chart is provided with the form. You will be contacted within 1-2 business days with the results of your request. Please submit the following documents to us by one of the following methods for review: The form and Schedule I (if prepared) or Proof of Income such as 1 month pay, unemployment, or disability stub.

Fax: 402.393.1579
Mail: Credit Advisors, Bankruptcy Dept, 1850 S. 72nd St., Omaha, NE 68124

*If counseling completed between the hours of 9am and 6pm CST Monday through Friday.