Fast and Efficient Pre-Bankruptcy Certification
Work with one of the most established companies in the financial counseling sector. We have been helping people with financial education for over 50 years.
Before filing for bankruptcy, you must receive a financial briefing that outlines the opportunities for available credit counseling and have a budget analysis performed during the 180 day period preceding the date you file bankruptcy.
Counseling sessions take anywhere from 45 minutes to 1½ hours. Following this counseling, you will receive a budget analysis and a certificate. The certificate must be filed with the court along with your bankruptcy paperwork.
Fee Waiver Program
We do have a fee waiver program. Eligibility will be determined during the online registration process. If you are eligible for a fee waiver of the $25 fee for this counseling you may apply for final approval by completing the Fee Waiver Request Form. We will review the information and let you know if you are eligible for a fee waiver based on the information you provide and if your income is less than 150 percent of the poverty guidelines published by the United States Department of Health and Human Services. A chart is provided with the form. You will be contacted within 1-2 business days with the results of your request. Please submit the following documents to us by one of the following methods for review: The form and Schedule I (if prepared) or Proof of Income such as 1 month pay, unemployment, or disability stub.
Email : email@example.com
Fax : 402.393.1579
Mail : Credit Advisors, Bankruptcy Dept, 1850 S. 72nd St., Omaha, NE 68124
*If counseling completed between the hours of 9am and 6pm CST Monday through Friday. If counseling is completed after 6pm CST, the certificate will be issued on the next business day.