Before filing for bankruptcy, individuals generally complete an approved credit counseling briefing and a review of their financial situation. Credit Advisors Foundation provides this first required course through Your Bankruptcy Partner.
$25 onlineIndividual or joint household
About 60 minutesCourse and required account workflow
Available 24/7Start and resume through the portal
What to expect
- Create or sign in to your secure portal account.
- Provide the requested household and financial information.
- Complete the approved course and assessment.
- Speak with a counselor as required.
- Follow certificate status through your portal account.
Already started?
Your progress remains connected to your portal account. Sign in to continue where you left off.
Fee-waiver review
Credit Advisors Foundation maintains a counselor-reviewed fee-waiver process. The portal will guide eligible applicants through the current request and documentation steps; approval is not automatic.
Need help choosing?
Pre-filing credit counseling is the course completed before filing. If you have already filed and need the second course before discharge, review Post-Filing Debtor Education.