This website provides bankruptcy education courses, not legal advice. Bankruptcy rules and case decisions can be complex, and a qualified attorney can explain how they apply to a particular situation.
The two education requirements
Pre-filing credit counseling is generally completed before filing. Post-filing debtor education is generally completed after filing and before discharge. Your attorney or the court can confirm the requirement for a specific case.
Chapter 7 and Chapter 13
Chapter 7 and Chapter 13 involve different legal processes, eligibility rules, property considerations, and obligations. Your Bankruptcy Partner does not decide which chapter a person should file.
Course counselors provide the approved education and required contact process. They do not act as bankruptcy attorneys or provide legal strategy.