After filing for bankruptcy, individuals generally complete an approved personal financial management course before discharge. The post-filing program covers practical budgeting, money management, credit, and consumer information.
$25 onlineIndividual or joint household
About 2 hoursRequired debtor education course
Except OregonNot offered to Oregon residents
What to expect
- Create or sign in to your secure portal account.
- Complete the approved course sections in order.
- Complete the course assessment.
- Speak with a counselor as required.
- Follow certificate status through your portal account.
Oregon residents
The post-filing debtor education course is not offered in Oregon. Confirm an approved provider before enrolling.
Ready for the second course?
Start a new post-filing enrollment or sign in to resume.
Not sure which course you need?
Post-filing debtor education is the second course, completed after filing. If you have not filed yet, review Pre-Filing Credit Counseling.